Torrance, Gardena and Redondo Beach real estate and homes for sale in California - Larry and Wanda Agena, REALTORS® Larry and Wanda Agena REALTORS(r) for Torrance, Gardena and Redondo Beach, California real estate - NUMBER1EXPERTS™ Larry and Wanda Agena NUMBER1EXPERTS(tm) for Torrance, Gardena and Redondo Beach, California real estate
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Larry and Wanda Agena, REALTOR®, real estate agents and broker for Torrance, Gardena and Redondo Beach California home listings, property and land for sale - NUMBER1EXPERT(tm)


All agents are NOT alike! Find out why we are top real estate experts. Call us: (310)370-4010. -The A Team Realtors


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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You Have Become One of the Best
Your high professional standards coupled with your dedication to client satisfaction, are a credit to our firm.
Larry Moore, Moore & Associates, Inc., Realtors
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Larry and Wanda Agena are some of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Torrance, Gardena and Redondo Beach California home buying, real estate listings, and homes for sale in Los Angeles County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Torrance, Gardena and Redondo Beach REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Zoning Laws >Remodeling and Permits

Obtaining the proper permits when remodeling can be a critical element in the process. Many homeowners are unaware of the local building codes and zoning laws governing renovations. Disregarding these laws may result in fines, and in some cases you may even be asked to demolish the work that has been done.

When remodeling you have to go through the process of obtaining the proper permits. Zoning laws protect homeowners and cover issues such as the size of setbacks (distance between buildings and property lines), the height of buildings and occupancy. State and local building codes deal primarily with life and safety issues (insulation, smoke detectors, plumbing, electrical wiring, etc.) In order to satisfy these regulations you must submit information showing the project complies with the laws.

When plans do not conform they are sent to the Zoning Board of Appeals. There the homeowner, accompanied by an architect or attorney, presents his case at a public hearing. Usually the board tries to work with you in compromising with what you would like to do and what is best for the neighborhood.

See All Tips In The "Zoning Laws" Category >
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Real Estate Trivia
Q 
What is the legal term used to describe the right of the U. S. government to condemn private land for public use?

A 
Right of Eminent Domain allows the government to confiscate private land by paying full market value for the property.
See More Real Estate Trivia >

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Larry and Wanda Agena, REALTOR®, real estate agents and broker for Torrance, Gardena and Redondo Beach California home listings, property and land for sale - NUMBER1EXPERT(tm)

Larry and Wanda Agena
Keller Williams

23670 Hawthorne Blvd. Suite #101
Torrance, CA 90505
Phone: 310-370-4010
Fax: 310-375-6860
Email: TheATeamRealtors@yahoo.com

Number1Experts™ Larry and Wanda were awarded the winning husband and wife team in the Southbay area of Los Angeles. They have a history of helping their sellers and buyers achieve their goals. They offer you skill, service, and the support you need to make your real estate transactions a success!

Larry was licensed in 1974 and Wanda in 1994. Together they bring a great deal of experience, and they know how to work hard to get what you want. Their philosophy is "Our Clients Are The #1 Priority". Their highest business reward is when someone refers another client to them due to the professional job they did in helping them reach their goals. Larry and Wanda want to "Thank You...Mahalo" for giving them all your referrals and the opportunity to work with you in your next real estate transaction.

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