All agents are NOT alike! Find out why we are top real estate experts. Call us: (310)370-4010. -The A Team Realtors
Get Free Presentation On Our Home Marketing. Before signing a contract with any REALTOR®, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
Larry and Wanda are the Best Rarely in my career have I come across such professionals as Larry, Wanda and Al Agena. John DiMassa, Century 21 South West Properties Read Quote > View All Quotes >
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Request a Free Presentation On How We Will Market and Sell Your Home. Remember, All REALTORS® Are NOT Alike.  A "Listing Presentation" is an industry term for the formal presentation that a REALTOR® makes to prospective home sellers, trying to earn their trust and business. Don't list your home with a real estate agent without it! We would love the opportunity to make such a presentation to you. We'll visit your Torrance, Gardena and Redondo Beach home, and together we will walk through it, considering the positives and negatives (if any!). You will then see exactly how we would propose to sell your home, for as much as the market will bear, and within your time frame. We will tell you where we will advertise your home, both in print and on the web. With the dramatic growth in homebuyer usage of the web, you MUST have a top REALTOR® that can extensively market your home online! And you'll find out what your Torrance, Gardena and Redondo Beach home is worth, because part of our presentation will include a CMA (Comparative Market Analysis) of your home. We'll compare your home to others like it in Torrance, Gardena and Redondo Beach that have recently sold, and also to others that are currently for sale. This is a very important way of determining the fair market value of your home. We make free presentations and prepare CMAs for prospective home sellers every day. We've literally done hundreds, and we know exactly what puts a big SOLD sign in your front yard. We'd love the chance to make a presentation for you. It is totally free and without any obligation. Call us! Or fill out this form...  Yes, you can request a FREE in-home presentation of how we would market your property in Torrance, Gardena and Redondo Beach! We do these presentations for people all the time. It's our job! There's no obligation, and we'll get back to you quickly... 
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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What is an encumbrance against a property, which may be voluntary or involuntary?
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There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien. |
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As soon as I list another home for sale, I'll email you. You'll know first.
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