Torrance, Gardena and Redondo Beach real estate and homes for sale in California - Larry, Wanda, Al Agena & Chris Vlahos - REALTOR®

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All agents are NOT alike! Find out why we are top real estate experts. Call us: (310)370-4010. -The A Team Realtors

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Conscientious, Honest and Dedicated
I greatly appreciate their conscientiousness, honesty, dedication and personal attention they gave me.
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Larry, Wanda, Al Agena & Chris Vlahos is one of The Top Selling Real Estate Experts™
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Excellent Negotiators!

Excellent negotiators with friendly and positive attitudes. We highly recommend Larry and Wanda to everyone.

Assad and Sonya Shahand

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Real Estate Tips

Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia

Q	What oceanfront area is currently the most popular choice among people searching for second homes and vacation homes?
A	According to statistic published early in 2005, the Florida coast is the most sought-after vacation and retirement destination in the United States.
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Larry, Wanda, Al Agena & Chris Vlahos, REALTOR®, real estate agent and broker for Torrance, Gardena and Redondo Beach, California home listings, property and land for sale - NUMBER1EXPERT

Larry, Wanda, Al Agena & Chris Vlahos
Keller Williams
23670 Hawthorne Blvd. Suite #100
Torrance, CA 90505
Phone: 310-370-4010
Fax: 310-375-6860
Email: TheATeamRealtors@yahoo.com
Number1Experts™ Larry and Wanda were awarded the winning husband and wife team in the Southbay area of Los Angeles. They have a history of helping their sellers and buyers achieve their goals. They offer you skill, service, and the support you need to make your real estate transactions a success!

Larry was licensed in 1974 and Wanda in 1994. Together they bring a great deal of experience, and they know how to work hard to get what you want. Their philosophy is "Our Clients Are The #1 Priority". Their highest business reward is when someone refers another client to them due to the professional job they did in helping them reach their goals. Larry and Wanda want to "Thank You...Mahalo" for giving them all your referrals and the opportunity to work with you in your next real estate transaction.

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Torrance, Gardena and Redondo Beach, California

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