Torrance, Gardena and Redondo Beach real estate and homes for sale in California - Larry, Wanda and Al Agena - REALTOR®

- NUMBER1EXPERT®

Welcome

Find Homes

For Buyers

For Sellers

Local Info

Resources

Agent Info

All agents are NOT alike! Find out why we are top real estate experts. Call us: (310)370-4010. -The A Team Realtors

Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

Conscientious, Honest and Dedicated
I greatly appreciate their conscientiousness, honesty, dedication and personal attention they gave me.
Ovie Garletts
Read Quote >
View All Quotes >

Larry, Wanda and Al Agena is one of The Top Selling Real Estate Experts™
Find Out More >

Real Estate Trivia

Welcome > Resources > Trivia ...

Enjoy!

We've added these real estate trivia questions for your enjoyment. And you might learn something new in the process! Have fun...


Q	Due to low business and living expenses, what areas are considered to be the fastest growing in the country?
A	According to recent studies, the Southern and Western regions of the U.S. are among the nation's strongest economies.

Q	What document must lenders provide within three days of receiving your application for financing?
A	The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.

Q	What does "contingency" mean in real estate?
A	A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."

Q	Where is the world's largest mud building?
A	The Grand Mosque in west Africa measures 328 feet long and 131 feet wide, and has been carefully maintained for centuries by local craftsmen, especially during the rainy season.

Q	What 45,000 sq.ft. home on 5-acres on Lake Washington is described as an 'adventurous house' by its owner?
A	The home of Microsoft's Bill Gates ($40+ million) has a wall of 24 video monitors featuring art and film and a 60-foot pool.

See More Real Estate Trivia >

Please Sign Up For The Latest Listings and the Latest Real Estate News

*Your Name:
*Your Email Address:
Send Latest Listings:	What is this?
Send Latest News:	What is this?
Your Message or Comments:

* Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

Real Estate Tips

Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia

Q	What is the average age range of a second-home buyer in the United States?
A	Currently, second-home buyers in America are most often between 41 and 44 years of age.
See More Real Estate Trivia >

Larry, Wanda and Al Agena, REALTOR®, real estate agent and broker for Torrance, Gardena and Redondo Beach, California home listings, property and land for sale - NUMBER1EXPERT

Larry, Wanda and Al Agena
Keller Williams
23670 Hawthorne Blvd. Suite #100
Torrance, CA 90505
Phone: 310-370-4010
Fax: 310-375-6860
Email: TheATeamRealtors@yahoo.com
Number1Experts™ Larry and Wanda were awarded the winning husband and wife team in the Southbay area of Los Angeles. They have a history of helping their sellers and buyers achieve their goals. They offer you skill, service, and the support you need to make your real estate transactions a success!

Larry was licensed in 1974 and Wanda in 1994. Together they bring a great deal of experience, and they know how to work hard to get what you want. Their philosophy is "Our Clients Are The #1 Priority". Their highest business reward is when someone refers another client to them due to the professional job they did in helping them reach their goals. Larry and Wanda want to "Thank You...Mahalo" for giving them all your referrals and the opportunity to work with you in your next real estate transaction.

www.SouthBayHomes4You.com is brought to you by Larry, Wanda and Al Agena, real estate for
Torrance, Gardena and Redondo Beach, California

Read Larry, Wanda and Al Agena's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

Get the Latest Listings Before Anyone Else! As soon as I list another home for sale, I'll email you. You'll know first.

Name:
Email:

Find Out More >

Find Out More >
View All Affiliates >

Name:
Email:

Why Sign Up? >