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Three Offers Within One Day On the Market!
Thanks to them, what is usually described as a stressful experience turned out to be pleasant and definitely stress-free.
Steve and Nora Yusa, Torrance, CA
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Larry, Wanda and Al Agena are some of The Top Selling Real Estate Experts™
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Larry, Wanda and Al Agena, REALTORŽ, real estate agents and broker for Torrance, Gardena and Redondo Beach California home listings, property and land for sale - NUMBER1EXPERT(tm)

'The A Team Realtors' Welcome you! Here You Can Find Great Information on the South Bay: Torrance, Gardena, Redondo Beach, Hawthrone, Lomita, Palos Verdes - Los Angeles, California Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Torrance, Gardena and Redondo Beach real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top REALTORŽ. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Our newsletter has information on Real Estate and is updated monthly. You will find everything from monthly interest rates to market conditions and various articles, news and advice on real estate. Click Here to see our monthly newsletter!

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORSŽ. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Torrance, Gardena and Redondo Beach REALTORSŽ, we have the experience and track record you are looking for. Please let us help.

Larry, Wanda and Al Agena
The A Team Realtors - "Our Family Caring For Yours"

School Reports in Torrance, Gardena and Redondo Beach, California

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Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Q	In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
A	Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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Larry, Wanda and Al Agena
Keller Williams
23670 Hawthorne Blvd. Suite #100
Torrance, CA 90505
Phone: 310-370-4010
Fax: 310-375-6860
Email: TheATeamRealtors@yahoo.com

Number1Experts Larry and Wanda were awarded the winning husband and wife team in the Southbay area of Los Angeles. They have a history of helping their sellers and buyers achieve their goals. They offer you skill, service, and the support you need to make your real estate transactions a success!

Larry was licensed in 1974 and Wanda in 1994. Together they bring a great deal of experience, and they know how to work hard to get what you want. Their philosophy is "Our Clients Are The #1 Priority". Their highest business reward is when someone refers another client to them due to the professional job they did in helping them reach their goals. Larry and Wanda want to "Thank You...Mahalo" for giving them all your referrals and the opportunity to work with you in your next real estate transaction.

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